Below is a list of some basic information that may be required when applying for a loan. It is a guide only. Specific details required will depend on individual circumstances.
Personal Identification
  One or Two of the following forms of photographic ID
  • Australian or Foreign Passport
  • Australian Driver's Licence
  • Australian State or Territory issued Proof of Age Card

One of each of the following forms of non-photographic ID
  • Australian Birth Certificate or Extract
  • Foreign Birth Certificate
  • Australian Citizenship Certificate


  • Rating Authority - bill sighted less than 12 months old
  • Public Utility Record - bill less than 3 months old
  • ATO Tax Assessment Notice less than 12 months old
Income details
  • The latest 2 consecutive pay slips from current employer.
  • Current letter of employment with salary
  • ATO Tax Assessment Notices (may be required)
  • Tax returns (may be required)
Income details (Self employed)
  • Last 2 years Tax Returns and Tax Assessment Notices
  • Balance sheets and profit and loss statements last 2 years
  • Details of liabilities: leases, hire, overdrafts, company loans and/or guarantees
Income details (other than employment)
  • Property rental income statements
  • Dividends on shares and interest
  • Centrelink letter confirming family tax benefits/ government pensions
Financial contribution
  • Evidence of 3 or 6 months genuine savings from bank statements,
  • Evidence will be required for other fund contributions eg gifted a Statutory Declaration form will be required
Financial commitments
  • Most recent statements for any existing loans confirming current repayments.
  • Most recent statements for all existing credit cards and store cards
Property details
  • If refinancing - a copy of your most recent Council Rates Notice
  • If property is already chosen - a copy of the contract
  • If constructing - a copy of the tender or an estimate of expected building costs and any other details you may already have such as property plans and local council approvals
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